Rate a submission with a market rater version
curl --request POST \
--url https://api.canary.effectiveai.app/api/v2/insurance/rating-programs/{id}/versions/{version}/rate \
--header 'Authorization: Bearer <token>' \
--header 'Content-Type: application/json' \
--data '
{
"inputs": {
"Policy": {
"multi_policy": false,
"years_with_us": 0,
"drivers": [
{
"number": 1,
"years_licensed": 12,
"marital_status": "married"
}
],
"vehicles": [
{
"number": 1,
"garaging_zip": "92683",
"make_model": "HONDA/ODYSSEY",
"vehicle_age": 7,
"annual_mileage": 12000,
"use": "commute",
"bodily_injury_limit": "30/60",
"property_damage_limit": "15",
"combined_single_limit": false,
"uninsured_motorist_property_damage": false,
"collision_deductible_waiver": false,
"roadside": false,
"loan_gap": false,
"custom_equipment_limit": 0
}
]
}
}
}
'import requests
url = "https://api.canary.effectiveai.app/api/v2/insurance/rating-programs/{id}/versions/{version}/rate"
payload = { "inputs": { "Policy": {
"multi_policy": False,
"years_with_us": 0,
"drivers": [
{
"number": 1,
"years_licensed": 12,
"marital_status": "married"
}
],
"vehicles": [
{
"number": 1,
"garaging_zip": "92683",
"make_model": "HONDA/ODYSSEY",
"vehicle_age": 7,
"annual_mileage": 12000,
"use": "commute",
"bodily_injury_limit": "30/60",
"property_damage_limit": "15",
"combined_single_limit": False,
"uninsured_motorist_property_damage": False,
"collision_deductible_waiver": False,
"roadside": False,
"loan_gap": False,
"custom_equipment_limit": 0
}
]
} } }
headers = {
"Authorization": "Bearer <token>",
"Content-Type": "application/json"
}
response = requests.post(url, json=payload, headers=headers)
print(response.text)const options = {
method: 'POST',
headers: {Authorization: 'Bearer <token>', 'Content-Type': 'application/json'},
body: JSON.stringify({
inputs: {
Policy: {
multi_policy: false,
years_with_us: 0,
drivers: [{number: 1, years_licensed: 12, marital_status: 'married'}],
vehicles: [
{
number: 1,
garaging_zip: '92683',
make_model: 'HONDA/ODYSSEY',
vehicle_age: 7,
annual_mileage: 12000,
use: 'commute',
bodily_injury_limit: '30/60',
property_damage_limit: '15',
combined_single_limit: false,
uninsured_motorist_property_damage: false,
collision_deductible_waiver: false,
roadside: false,
loan_gap: false,
custom_equipment_limit: 0
}
]
}
}
})
};
fetch('https://api.canary.effectiveai.app/api/v2/insurance/rating-programs/{id}/versions/{version}/rate', options)
.then(res => res.json())
.then(res => console.log(res))
.catch(err => console.error(err));<?php
$curl = curl_init();
curl_setopt_array($curl, [
CURLOPT_URL => "https://api.canary.effectiveai.app/api/v2/insurance/rating-programs/{id}/versions/{version}/rate",
CURLOPT_RETURNTRANSFER => true,
CURLOPT_ENCODING => "",
CURLOPT_MAXREDIRS => 10,
CURLOPT_TIMEOUT => 30,
CURLOPT_HTTP_VERSION => CURL_HTTP_VERSION_1_1,
CURLOPT_CUSTOMREQUEST => "POST",
CURLOPT_POSTFIELDS => json_encode([
'inputs' => [
'Policy' => [
'multi_policy' => false,
'years_with_us' => 0,
'drivers' => [
[
'number' => 1,
'years_licensed' => 12,
'marital_status' => 'married'
]
],
'vehicles' => [
[
'number' => 1,
'garaging_zip' => '92683',
'make_model' => 'HONDA/ODYSSEY',
'vehicle_age' => 7,
'annual_mileage' => 12000,
'use' => 'commute',
'bodily_injury_limit' => '30/60',
'property_damage_limit' => '15',
'combined_single_limit' => false,
'uninsured_motorist_property_damage' => false,
'collision_deductible_waiver' => false,
'roadside' => false,
'loan_gap' => false,
'custom_equipment_limit' => 0
]
]
]
]
]),
CURLOPT_HTTPHEADER => [
"Authorization: Bearer <token>",
"Content-Type: application/json"
],
]);
$response = curl_exec($curl);
$err = curl_error($curl);
curl_close($curl);
if ($err) {
echo "cURL Error #:" . $err;
} else {
echo $response;
}package main
import (
"fmt"
"strings"
"net/http"
"io"
)
func main() {
url := "https://api.canary.effectiveai.app/api/v2/insurance/rating-programs/{id}/versions/{version}/rate"
payload := strings.NewReader("{\n \"inputs\": {\n \"Policy\": {\n \"multi_policy\": false,\n \"years_with_us\": 0,\n \"drivers\": [\n {\n \"number\": 1,\n \"years_licensed\": 12,\n \"marital_status\": \"married\"\n }\n ],\n \"vehicles\": [\n {\n \"number\": 1,\n \"garaging_zip\": \"92683\",\n \"make_model\": \"HONDA/ODYSSEY\",\n \"vehicle_age\": 7,\n \"annual_mileage\": 12000,\n \"use\": \"commute\",\n \"bodily_injury_limit\": \"30/60\",\n \"property_damage_limit\": \"15\",\n \"combined_single_limit\": false,\n \"uninsured_motorist_property_damage\": false,\n \"collision_deductible_waiver\": false,\n \"roadside\": false,\n \"loan_gap\": false,\n \"custom_equipment_limit\": 0\n }\n ]\n }\n }\n}")
req, _ := http.NewRequest("POST", url, payload)
req.Header.Add("Authorization", "Bearer <token>")
req.Header.Add("Content-Type", "application/json")
res, _ := http.DefaultClient.Do(req)
defer res.Body.Close()
body, _ := io.ReadAll(res.Body)
fmt.Println(string(body))
}HttpResponse<String> response = Unirest.post("https://api.canary.effectiveai.app/api/v2/insurance/rating-programs/{id}/versions/{version}/rate")
.header("Authorization", "Bearer <token>")
.header("Content-Type", "application/json")
.body("{\n \"inputs\": {\n \"Policy\": {\n \"multi_policy\": false,\n \"years_with_us\": 0,\n \"drivers\": [\n {\n \"number\": 1,\n \"years_licensed\": 12,\n \"marital_status\": \"married\"\n }\n ],\n \"vehicles\": [\n {\n \"number\": 1,\n \"garaging_zip\": \"92683\",\n \"make_model\": \"HONDA/ODYSSEY\",\n \"vehicle_age\": 7,\n \"annual_mileage\": 12000,\n \"use\": \"commute\",\n \"bodily_injury_limit\": \"30/60\",\n \"property_damage_limit\": \"15\",\n \"combined_single_limit\": false,\n \"uninsured_motorist_property_damage\": false,\n \"collision_deductible_waiver\": false,\n \"roadside\": false,\n \"loan_gap\": false,\n \"custom_equipment_limit\": 0\n }\n ]\n }\n }\n}")
.asString();require 'uri'
require 'net/http'
url = URI("https://api.canary.effectiveai.app/api/v2/insurance/rating-programs/{id}/versions/{version}/rate")
http = Net::HTTP.new(url.host, url.port)
http.use_ssl = true
request = Net::HTTP::Post.new(url)
request["Authorization"] = 'Bearer <token>'
request["Content-Type"] = 'application/json'
request.body = "{\n \"inputs\": {\n \"Policy\": {\n \"multi_policy\": false,\n \"years_with_us\": 0,\n \"drivers\": [\n {\n \"number\": 1,\n \"years_licensed\": 12,\n \"marital_status\": \"married\"\n }\n ],\n \"vehicles\": [\n {\n \"number\": 1,\n \"garaging_zip\": \"92683\",\n \"make_model\": \"HONDA/ODYSSEY\",\n \"vehicle_age\": 7,\n \"annual_mileage\": 12000,\n \"use\": \"commute\",\n \"bodily_injury_limit\": \"30/60\",\n \"property_damage_limit\": \"15\",\n \"combined_single_limit\": false,\n \"uninsured_motorist_property_damage\": false,\n \"collision_deductible_waiver\": false,\n \"roadside\": false,\n \"loan_gap\": false,\n \"custom_equipment_limit\": 0\n }\n ]\n }\n }\n}"
response = http.request(request)
puts response.read_body{
"programId": "effective.example-ca-ppa",
"version": 2,
"raterId": "effective.example-ca-ppa",
"bundleId": "60dd05ba34b69f8550697d0b1fc7cca49cba8ad5060b64f7c96c9801d9de13cd",
"programFingerprint": "77f601b1385daab5f00408c33422a17fc31b997ac40ac3c047e66c1879ea4d7a",
"releaseVersion": 2,
"result": {
"Policy": {
"drivers": [
{
"incidents": []
}
],
"vehicles": [
{
"coverage_premium": {
"bodily_injury": 305,
"property_damage": 223,
"medical_payments": 0,
"uninsured_motorist_bodily_injury": 0,
"comprehensive": 0,
"collision": 0
},
"endorsement_premium": {
"uninsured_motorist_property_damage": 0,
"collision_deductible_waiver": 0,
"rental": 0,
"roadside": 0,
"loan_gap": 0,
"custom_equipment": 0
}
}
],
"premium": 528
}
},
"timings": {
"coldStartMs": 184.00226500001736,
"evaluateMs": 1.476,
"workerMs": 2.9333999999798834
}
}{
"error": "<string>",
"code": "<string>",
"details": [
{
"location": "path",
"path": [
"<string>"
],
"code": "required",
"message": "<string>"
}
],
"requestId": "<string>",
"dataset": "naic",
"businessCode": "<string>",
"violations": [
{
"code": "<string>",
"message": "<string>",
"path": "<string>",
"value": "<unknown>",
"constraint": "<string>",
"cite": "<string>"
}
],
"violationsTruncated": true,
"executionId": "<string>",
"accessUrl": "<string>"
}{
"error": "<string>",
"code": "<string>",
"details": [
{
"location": "path",
"path": [
"<string>"
],
"code": "required",
"message": "<string>"
}
],
"requestId": "<string>",
"dataset": "naic",
"businessCode": "<string>",
"violations": [
{
"code": "<string>",
"message": "<string>",
"path": "<string>",
"value": "<unknown>",
"constraint": "<string>",
"cite": "<string>"
}
],
"violationsTruncated": true,
"executionId": "<string>",
"accessUrl": "<string>"
}{
"error": "<string>",
"code": "<string>",
"details": [
{
"location": "path",
"path": [
"<string>"
],
"code": "required",
"message": "<string>"
}
],
"requestId": "<string>",
"dataset": "naic",
"businessCode": "<string>",
"violations": [
{
"code": "<string>",
"message": "<string>",
"path": "<string>",
"value": "<unknown>",
"constraint": "<string>",
"cite": "<string>"
}
],
"violationsTruncated": true,
"executionId": "<string>",
"accessUrl": "<string>"
}{
"error": "<string>",
"code": "<string>",
"details": [
{
"location": "path",
"path": [
"<string>"
],
"code": "required",
"message": "<string>"
}
],
"requestId": "<string>",
"dataset": "naic",
"businessCode": "<string>",
"violations": [
{
"code": "<string>",
"message": "<string>",
"path": "<string>",
"value": "<unknown>",
"constraint": "<string>",
"cite": "<string>"
}
],
"violationsTruncated": true,
"executionId": "<string>",
"accessUrl": "<string>"
}{
"error": "<string>",
"code": "<string>",
"details": [
{
"location": "path",
"path": [
"<string>"
],
"code": "required",
"message": "<string>"
}
],
"requestId": "<string>",
"dataset": "naic",
"businessCode": "<string>",
"violations": [
{
"code": "<string>",
"message": "<string>",
"path": "<string>",
"value": "<unknown>",
"constraint": "<string>",
"cite": "<string>"
}
],
"violationsTruncated": true,
"executionId": "<string>",
"accessUrl": "<string>"
}{
"error": "<string>",
"code": "<string>",
"details": [
{
"location": "path",
"path": [
"<string>"
],
"code": "required",
"message": "<string>"
}
],
"requestId": "<string>",
"dataset": "naic",
"businessCode": "<string>",
"violations": [
{
"code": "<string>",
"message": "<string>",
"path": "<string>",
"value": "<unknown>",
"constraint": "<string>",
"cite": "<string>"
}
],
"violationsTruncated": true,
"executionId": "<string>",
"accessUrl": "<string>"
}{
"error": "<string>",
"code": "<string>",
"details": [
{
"location": "path",
"path": [
"<string>"
],
"code": "required",
"message": "<string>"
}
],
"requestId": "<string>",
"dataset": "naic",
"businessCode": "<string>",
"violations": [
{
"code": "<string>",
"message": "<string>",
"path": "<string>",
"value": "<unknown>",
"constraint": "<string>",
"cite": "<string>"
}
],
"violationsTruncated": true,
"executionId": "<string>",
"accessUrl": "<string>"
}{
"code": "business_rejection",
"error": "The program doesn't cover rideshare use.",
"businessCode": "RIDESHARE",
"violations": [
{
"code": "RIDESHARE",
"message": "The program doesn't cover rideshare use.",
"path": "Policy.vehicles[0].rideshare",
"value": true,
"constraint": "rideshare: where not self",
"cite": "manual:anchor \"eligibility\""
}
],
"violationsTruncated": false,
"requestId": "1793385750835-0"
}{
"error": "<string>",
"code": "<string>",
"details": [
{
"location": "path",
"path": [
"<string>"
],
"code": "required",
"message": "<string>"
}
],
"requestId": "<string>",
"dataset": "naic",
"businessCode": "<string>",
"violations": [
{
"code": "<string>",
"message": "<string>",
"path": "<string>",
"value": "<unknown>",
"constraint": "<string>",
"cite": "<string>"
}
],
"violationsTruncated": true,
"executionId": "<string>",
"accessUrl": "<string>"
}{
"error": "<string>",
"code": "<string>",
"details": [
{
"location": "path",
"path": [
"<string>"
],
"code": "required",
"message": "<string>"
}
],
"requestId": "<string>",
"dataset": "naic",
"businessCode": "<string>",
"violations": [
{
"code": "<string>",
"message": "<string>",
"path": "<string>",
"value": "<unknown>",
"constraint": "<string>",
"cite": "<string>"
}
],
"violationsTruncated": true,
"executionId": "<string>",
"accessUrl": "<string>"
}{
"error": "<string>",
"code": "<string>",
"details": [
{
"location": "path",
"path": [
"<string>"
],
"code": "required",
"message": "<string>"
}
],
"requestId": "<string>",
"dataset": "naic",
"businessCode": "<string>",
"violations": [
{
"code": "<string>",
"message": "<string>",
"path": "<string>",
"value": "<unknown>",
"constraint": "<string>",
"cite": "<string>"
}
],
"violationsTruncated": true,
"executionId": "<string>",
"accessUrl": "<string>"
}Market raters
Rate a submission with a market rater version
Rate one submission with one version of a market rater, on Effective’s servers.
Send inputs as the version’s input schema describes: an object keyed by the root record, such as {"Policy": {...}}, of at most 1 MiB.
The response has result, the outputs keyed by root record, and bundleId, the exact engine that rated. Keep programId, version and bundleId with the result.
A refused submission returns 422. invalid_inputs means an input breaks a constraint of the schema. business_rejection means the filing excludes the risk, and businessCode names the rule. Each entry in violations gives the path, the value and the filing citation. Keep a refusal apart from a premium.
Needs access to rate the rater and your raters:run permission. Effective example raters need only raters:run. Rating changes nothing, so the request is safe to repeat.
POST
/
insurance
/
rating-programs
/
{id}
/
versions
/
{version}
/
rate
Rate a submission with a market rater version
curl --request POST \
--url https://api.canary.effectiveai.app/api/v2/insurance/rating-programs/{id}/versions/{version}/rate \
--header 'Authorization: Bearer <token>' \
--header 'Content-Type: application/json' \
--data '
{
"inputs": {
"Policy": {
"multi_policy": false,
"years_with_us": 0,
"drivers": [
{
"number": 1,
"years_licensed": 12,
"marital_status": "married"
}
],
"vehicles": [
{
"number": 1,
"garaging_zip": "92683",
"make_model": "HONDA/ODYSSEY",
"vehicle_age": 7,
"annual_mileage": 12000,
"use": "commute",
"bodily_injury_limit": "30/60",
"property_damage_limit": "15",
"combined_single_limit": false,
"uninsured_motorist_property_damage": false,
"collision_deductible_waiver": false,
"roadside": false,
"loan_gap": false,
"custom_equipment_limit": 0
}
]
}
}
}
'import requests
url = "https://api.canary.effectiveai.app/api/v2/insurance/rating-programs/{id}/versions/{version}/rate"
payload = { "inputs": { "Policy": {
"multi_policy": False,
"years_with_us": 0,
"drivers": [
{
"number": 1,
"years_licensed": 12,
"marital_status": "married"
}
],
"vehicles": [
{
"number": 1,
"garaging_zip": "92683",
"make_model": "HONDA/ODYSSEY",
"vehicle_age": 7,
"annual_mileage": 12000,
"use": "commute",
"bodily_injury_limit": "30/60",
"property_damage_limit": "15",
"combined_single_limit": False,
"uninsured_motorist_property_damage": False,
"collision_deductible_waiver": False,
"roadside": False,
"loan_gap": False,
"custom_equipment_limit": 0
}
]
} } }
headers = {
"Authorization": "Bearer <token>",
"Content-Type": "application/json"
}
response = requests.post(url, json=payload, headers=headers)
print(response.text)const options = {
method: 'POST',
headers: {Authorization: 'Bearer <token>', 'Content-Type': 'application/json'},
body: JSON.stringify({
inputs: {
Policy: {
multi_policy: false,
years_with_us: 0,
drivers: [{number: 1, years_licensed: 12, marital_status: 'married'}],
vehicles: [
{
number: 1,
garaging_zip: '92683',
make_model: 'HONDA/ODYSSEY',
vehicle_age: 7,
annual_mileage: 12000,
use: 'commute',
bodily_injury_limit: '30/60',
property_damage_limit: '15',
combined_single_limit: false,
uninsured_motorist_property_damage: false,
collision_deductible_waiver: false,
roadside: false,
loan_gap: false,
custom_equipment_limit: 0
}
]
}
}
})
};
fetch('https://api.canary.effectiveai.app/api/v2/insurance/rating-programs/{id}/versions/{version}/rate', options)
.then(res => res.json())
.then(res => console.log(res))
.catch(err => console.error(err));<?php
$curl = curl_init();
curl_setopt_array($curl, [
CURLOPT_URL => "https://api.canary.effectiveai.app/api/v2/insurance/rating-programs/{id}/versions/{version}/rate",
CURLOPT_RETURNTRANSFER => true,
CURLOPT_ENCODING => "",
CURLOPT_MAXREDIRS => 10,
CURLOPT_TIMEOUT => 30,
CURLOPT_HTTP_VERSION => CURL_HTTP_VERSION_1_1,
CURLOPT_CUSTOMREQUEST => "POST",
CURLOPT_POSTFIELDS => json_encode([
'inputs' => [
'Policy' => [
'multi_policy' => false,
'years_with_us' => 0,
'drivers' => [
[
'number' => 1,
'years_licensed' => 12,
'marital_status' => 'married'
]
],
'vehicles' => [
[
'number' => 1,
'garaging_zip' => '92683',
'make_model' => 'HONDA/ODYSSEY',
'vehicle_age' => 7,
'annual_mileage' => 12000,
'use' => 'commute',
'bodily_injury_limit' => '30/60',
'property_damage_limit' => '15',
'combined_single_limit' => false,
'uninsured_motorist_property_damage' => false,
'collision_deductible_waiver' => false,
'roadside' => false,
'loan_gap' => false,
'custom_equipment_limit' => 0
]
]
]
]
]),
CURLOPT_HTTPHEADER => [
"Authorization: Bearer <token>",
"Content-Type: application/json"
],
]);
$response = curl_exec($curl);
$err = curl_error($curl);
curl_close($curl);
if ($err) {
echo "cURL Error #:" . $err;
} else {
echo $response;
}package main
import (
"fmt"
"strings"
"net/http"
"io"
)
func main() {
url := "https://api.canary.effectiveai.app/api/v2/insurance/rating-programs/{id}/versions/{version}/rate"
payload := strings.NewReader("{\n \"inputs\": {\n \"Policy\": {\n \"multi_policy\": false,\n \"years_with_us\": 0,\n \"drivers\": [\n {\n \"number\": 1,\n \"years_licensed\": 12,\n \"marital_status\": \"married\"\n }\n ],\n \"vehicles\": [\n {\n \"number\": 1,\n \"garaging_zip\": \"92683\",\n \"make_model\": \"HONDA/ODYSSEY\",\n \"vehicle_age\": 7,\n \"annual_mileage\": 12000,\n \"use\": \"commute\",\n \"bodily_injury_limit\": \"30/60\",\n \"property_damage_limit\": \"15\",\n \"combined_single_limit\": false,\n \"uninsured_motorist_property_damage\": false,\n \"collision_deductible_waiver\": false,\n \"roadside\": false,\n \"loan_gap\": false,\n \"custom_equipment_limit\": 0\n }\n ]\n }\n }\n}")
req, _ := http.NewRequest("POST", url, payload)
req.Header.Add("Authorization", "Bearer <token>")
req.Header.Add("Content-Type", "application/json")
res, _ := http.DefaultClient.Do(req)
defer res.Body.Close()
body, _ := io.ReadAll(res.Body)
fmt.Println(string(body))
}HttpResponse<String> response = Unirest.post("https://api.canary.effectiveai.app/api/v2/insurance/rating-programs/{id}/versions/{version}/rate")
.header("Authorization", "Bearer <token>")
.header("Content-Type", "application/json")
.body("{\n \"inputs\": {\n \"Policy\": {\n \"multi_policy\": false,\n \"years_with_us\": 0,\n \"drivers\": [\n {\n \"number\": 1,\n \"years_licensed\": 12,\n \"marital_status\": \"married\"\n }\n ],\n \"vehicles\": [\n {\n \"number\": 1,\n \"garaging_zip\": \"92683\",\n \"make_model\": \"HONDA/ODYSSEY\",\n \"vehicle_age\": 7,\n \"annual_mileage\": 12000,\n \"use\": \"commute\",\n \"bodily_injury_limit\": \"30/60\",\n \"property_damage_limit\": \"15\",\n \"combined_single_limit\": false,\n \"uninsured_motorist_property_damage\": false,\n \"collision_deductible_waiver\": false,\n \"roadside\": false,\n \"loan_gap\": false,\n \"custom_equipment_limit\": 0\n }\n ]\n }\n }\n}")
.asString();require 'uri'
require 'net/http'
url = URI("https://api.canary.effectiveai.app/api/v2/insurance/rating-programs/{id}/versions/{version}/rate")
http = Net::HTTP.new(url.host, url.port)
http.use_ssl = true
request = Net::HTTP::Post.new(url)
request["Authorization"] = 'Bearer <token>'
request["Content-Type"] = 'application/json'
request.body = "{\n \"inputs\": {\n \"Policy\": {\n \"multi_policy\": false,\n \"years_with_us\": 0,\n \"drivers\": [\n {\n \"number\": 1,\n \"years_licensed\": 12,\n \"marital_status\": \"married\"\n }\n ],\n \"vehicles\": [\n {\n \"number\": 1,\n \"garaging_zip\": \"92683\",\n \"make_model\": \"HONDA/ODYSSEY\",\n \"vehicle_age\": 7,\n \"annual_mileage\": 12000,\n \"use\": \"commute\",\n \"bodily_injury_limit\": \"30/60\",\n \"property_damage_limit\": \"15\",\n \"combined_single_limit\": false,\n \"uninsured_motorist_property_damage\": false,\n \"collision_deductible_waiver\": false,\n \"roadside\": false,\n \"loan_gap\": false,\n \"custom_equipment_limit\": 0\n }\n ]\n }\n }\n}"
response = http.request(request)
puts response.read_body{
"programId": "effective.example-ca-ppa",
"version": 2,
"raterId": "effective.example-ca-ppa",
"bundleId": "60dd05ba34b69f8550697d0b1fc7cca49cba8ad5060b64f7c96c9801d9de13cd",
"programFingerprint": "77f601b1385daab5f00408c33422a17fc31b997ac40ac3c047e66c1879ea4d7a",
"releaseVersion": 2,
"result": {
"Policy": {
"drivers": [
{
"incidents": []
}
],
"vehicles": [
{
"coverage_premium": {
"bodily_injury": 305,
"property_damage": 223,
"medical_payments": 0,
"uninsured_motorist_bodily_injury": 0,
"comprehensive": 0,
"collision": 0
},
"endorsement_premium": {
"uninsured_motorist_property_damage": 0,
"collision_deductible_waiver": 0,
"rental": 0,
"roadside": 0,
"loan_gap": 0,
"custom_equipment": 0
}
}
],
"premium": 528
}
},
"timings": {
"coldStartMs": 184.00226500001736,
"evaluateMs": 1.476,
"workerMs": 2.9333999999798834
}
}{
"error": "<string>",
"code": "<string>",
"details": [
{
"location": "path",
"path": [
"<string>"
],
"code": "required",
"message": "<string>"
}
],
"requestId": "<string>",
"dataset": "naic",
"businessCode": "<string>",
"violations": [
{
"code": "<string>",
"message": "<string>",
"path": "<string>",
"value": "<unknown>",
"constraint": "<string>",
"cite": "<string>"
}
],
"violationsTruncated": true,
"executionId": "<string>",
"accessUrl": "<string>"
}{
"error": "<string>",
"code": "<string>",
"details": [
{
"location": "path",
"path": [
"<string>"
],
"code": "required",
"message": "<string>"
}
],
"requestId": "<string>",
"dataset": "naic",
"businessCode": "<string>",
"violations": [
{
"code": "<string>",
"message": "<string>",
"path": "<string>",
"value": "<unknown>",
"constraint": "<string>",
"cite": "<string>"
}
],
"violationsTruncated": true,
"executionId": "<string>",
"accessUrl": "<string>"
}{
"error": "<string>",
"code": "<string>",
"details": [
{
"location": "path",
"path": [
"<string>"
],
"code": "required",
"message": "<string>"
}
],
"requestId": "<string>",
"dataset": "naic",
"businessCode": "<string>",
"violations": [
{
"code": "<string>",
"message": "<string>",
"path": "<string>",
"value": "<unknown>",
"constraint": "<string>",
"cite": "<string>"
}
],
"violationsTruncated": true,
"executionId": "<string>",
"accessUrl": "<string>"
}{
"error": "<string>",
"code": "<string>",
"details": [
{
"location": "path",
"path": [
"<string>"
],
"code": "required",
"message": "<string>"
}
],
"requestId": "<string>",
"dataset": "naic",
"businessCode": "<string>",
"violations": [
{
"code": "<string>",
"message": "<string>",
"path": "<string>",
"value": "<unknown>",
"constraint": "<string>",
"cite": "<string>"
}
],
"violationsTruncated": true,
"executionId": "<string>",
"accessUrl": "<string>"
}{
"error": "<string>",
"code": "<string>",
"details": [
{
"location": "path",
"path": [
"<string>"
],
"code": "required",
"message": "<string>"
}
],
"requestId": "<string>",
"dataset": "naic",
"businessCode": "<string>",
"violations": [
{
"code": "<string>",
"message": "<string>",
"path": "<string>",
"value": "<unknown>",
"constraint": "<string>",
"cite": "<string>"
}
],
"violationsTruncated": true,
"executionId": "<string>",
"accessUrl": "<string>"
}{
"error": "<string>",
"code": "<string>",
"details": [
{
"location": "path",
"path": [
"<string>"
],
"code": "required",
"message": "<string>"
}
],
"requestId": "<string>",
"dataset": "naic",
"businessCode": "<string>",
"violations": [
{
"code": "<string>",
"message": "<string>",
"path": "<string>",
"value": "<unknown>",
"constraint": "<string>",
"cite": "<string>"
}
],
"violationsTruncated": true,
"executionId": "<string>",
"accessUrl": "<string>"
}{
"error": "<string>",
"code": "<string>",
"details": [
{
"location": "path",
"path": [
"<string>"
],
"code": "required",
"message": "<string>"
}
],
"requestId": "<string>",
"dataset": "naic",
"businessCode": "<string>",
"violations": [
{
"code": "<string>",
"message": "<string>",
"path": "<string>",
"value": "<unknown>",
"constraint": "<string>",
"cite": "<string>"
}
],
"violationsTruncated": true,
"executionId": "<string>",
"accessUrl": "<string>"
}{
"code": "business_rejection",
"error": "The program doesn't cover rideshare use.",
"businessCode": "RIDESHARE",
"violations": [
{
"code": "RIDESHARE",
"message": "The program doesn't cover rideshare use.",
"path": "Policy.vehicles[0].rideshare",
"value": true,
"constraint": "rideshare: where not self",
"cite": "manual:anchor \"eligibility\""
}
],
"violationsTruncated": false,
"requestId": "1793385750835-0"
}{
"error": "<string>",
"code": "<string>",
"details": [
{
"location": "path",
"path": [
"<string>"
],
"code": "required",
"message": "<string>"
}
],
"requestId": "<string>",
"dataset": "naic",
"businessCode": "<string>",
"violations": [
{
"code": "<string>",
"message": "<string>",
"path": "<string>",
"value": "<unknown>",
"constraint": "<string>",
"cite": "<string>"
}
],
"violationsTruncated": true,
"executionId": "<string>",
"accessUrl": "<string>"
}{
"error": "<string>",
"code": "<string>",
"details": [
{
"location": "path",
"path": [
"<string>"
],
"code": "required",
"message": "<string>"
}
],
"requestId": "<string>",
"dataset": "naic",
"businessCode": "<string>",
"violations": [
{
"code": "<string>",
"message": "<string>",
"path": "<string>",
"value": "<unknown>",
"constraint": "<string>",
"cite": "<string>"
}
],
"violationsTruncated": true,
"executionId": "<string>",
"accessUrl": "<string>"
}{
"error": "<string>",
"code": "<string>",
"details": [
{
"location": "path",
"path": [
"<string>"
],
"code": "required",
"message": "<string>"
}
],
"requestId": "<string>",
"dataset": "naic",
"businessCode": "<string>",
"violations": [
{
"code": "<string>",
"message": "<string>",
"path": "<string>",
"value": "<unknown>",
"constraint": "<string>",
"cite": "<string>"
}
],
"violationsTruncated": true,
"executionId": "<string>",
"accessUrl": "<string>"
}Authorizations
Effective API key. Send Authorization: Bearer sk-eai-...
Path Parameters
The market rater’s ID, such as effective.example-ca-ppa.
Pattern:
^[a-z0-9][a-z0-9._-]{0,127}$The published version number.
Required range:
x > 0Body
application/json
Show child attributes
Show child attributes
Response
Native rating result, timings and exact bundle identity.
The market rater’s ID, such as effective.example-ca-ppa.
Pattern:
^[a-z0-9][a-z0-9._-]{0,127}$Required range:
x > 0The same value as programId.
SHA-256 identity of the engine bundle that rated the submission.
Pattern:
^[a-f0-9]{64}$Fingerprint of the compiled rating program.
Outputs keyed by root record, for example {"Policy": {...}}. The version contract’s outputSchema describes it. The engine computes in exact decimals; the API returns them as JSON numbers with 64-bit float precision, about 15 significant digits.
Show child attributes
Show child attributes
Milliseconds spent loading the engine (cold start only) and rating.
Show child attributes
Show child attributes
The same value as version.
Required range:
x > 0